Estimated Disaster Economic Injury Worksheet for Businesses

The Small Business Association (SBA) has designated COVID-19 as a qualifying event for the provision of low interest Economic Injury Disaster Loans (EIDL) for businesses and private non-profits in affected communities that have sustained substantial economic injury.
This is triggered when a business is unable to meet its obligations or able to pay its ordinary and necessary operating expenses. EIDLs provide the necessary working capital to help small businesses survive until normal operations resume after a disaster. 
Below is additional detail on the EIDL Program.
  • SBA’s Office of Disaster Assistance will coordinate with the state’s or territory’s Governor to submit the request for Economic Injury Disaster Loan assistance.
  • Once a declaration is made for designated areas within a state, the information on the application process for Economic Injury Disaster Loan assistance will be made available to all affected communities as well as updated on our website:
  • SBA’s Economic Injury Disaster Loans offer up to $2 million in assistance and can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing.
  • These loans may be used to pay fixed debts, payroll, accounts payable and other bills that can’t be paid because of the disaster’s impact. The interest rate is 3.75% for small businesses. The interest rate for non-profits is 2.75%.
  • SBA offers loans with long-term repayments in order to keep payments affordable, up to a maximum of 30 years. Terms are determined on a case-by-case basis, based upon each borrower’s ability to repay.
  • SBA’s Economic Injury Disaster Loans are just one piece of the expanded focus of the federal government’s coordinated response, and the SBA is strongly committed to providing the most effective and customer-focused response possible.
In order for the State of Texas to qualify for a SBA Economic Injury Disaster Declaration, the State will need to submit certification to the SBA that small businesses in the State have suffered substantial economic injury as a result of COVID-19 and are in need of financial assistance. 
The State is asking businesses in Bell County to voluntarily complete the attached form to provide documentation of the projected impact of the COVID-19 disaster on their business. If a business would like to submit the information in an alternate format, that is fine. It is understood that any information provided is only an estimate. The period for which estimates are being sought for a two (2) week period starting today, Friday March 13, 2020.  
Please be advised a business is not applying for Federal assistance or indicating their intent to do so, when available, by submitting the requested information. 
Completed forms should be emailed to David Shaw, District Coordinator II-23 Killeen, Texas Division of Emergency Management at